How important Life Insurance is?

Actually the reason I blog today is because I just wanna share one story here...

Recently, one of our client passed away due to heart attack. Well, actually dia langsung ndak sakit pun sebelum ni.. According to his eldest daughter, she did not know that her father had heart problem before and everything was fine with him during his lifetime. He passed away all of a sudden.... He left behind 2 wives ; the first wife has 5 children and the second has 3 children (age between 2yrs - 6yrs).

To cut the story short... I was assigned by my boss to handle the death claims. The deceased had few policies with us & after the calculation, I was like "Wooahhhh only this amount??? How come it can be so little??" 

The face amount is not that big, and I don't think so it will sustain for even a year... Poor thing! 

The deceased worked as a Contractor, he owned a small construction company here in Labuan. When I heard his daughter's story....tears almost fells from my eyes~~ Yalah, it was an unexpected incident and no one knows when it happens. The daughter running here and there doing checking whether her father got buy any insurance/loans/debts from other company or not. Yang paling menyentuh hati bila I asked her to get the LA (Letter of Administration) from Mahkamah so that they can do further and proper checking.. but she replied me... 

"Duit yang ada ni pun belum tentu dapat menampung semua inikan lagi nak bayar Lawyer untuk LA.. skrg ni kitorang harapkan Insurance ni jer untuk bantu kami langsaikan apa yang patut..." Oh myyyyyyyyy...I don't even dare to look into her eyes at that time. Sedihh yang teramat sangat....

Then only I realized how imporatant LIFE INSURANCE to us... It's not for us but it's for our family that we will leave behind. It's for the sake of the family. ~~  Bayangkan....2 wives and 8 children..... May Allah bless them all... Amin.

Anyways, I tukar template lagiii... as I was browsing thru couple of blogs, I've found out that my blog template is the most boring template ever~~ ! Im not a good designer and I can only rely on the default template at the moment. I think I should ask Jean to design another template for me, soon!

So guys that's all for now. My eyesss very sleepy now...

Till then,

xoxo